.ltcs{--ltcs-navy:#132941;--ltcs-navy2:#1d3853;--ltcs-coral:#e77565;--ltcs-text:#172d44;--ltcs-muted:#597088;--ltcs-line:#dae5ed;--ltcs-surface:#f5f8fb;box-sizing:border-box;color:var(--ltcs-text);font-family:inherit;max-width:1200px;margin:24px auto 55px;line-height:1.55}
.ltcs *, .ltcs *::before,.ltcs *::after{box-sizing:border-box}
.ltcs-heading{padding:32px 20px 26px;max-width:850px;margin:auto;text-align:center}
.ltcs-kicker{font-size:11px;letter-spacing:2px;font-weight:800;color:#ca6157}
.ltcs-heading h2{font-size:clamp(27px,4vw,42px);letter-spacing:-.035em;line-height:1.15;color:var(--ltcs-navy);margin:12px 0 13px;font-weight:800}
.ltcs-heading p{color:var(--ltcs-muted);font-size:16px;line-height:1.7;margin:0}
.ltcs-layout{display:grid;grid-template-columns:minmax(0,1.65fr) minmax(280px,1fr);gap:22px;align-items:start}
.ltcs-panel,.ltcs-summary{background:white;border:1px solid var(--ltcs-line);border-radius:18px;box-shadow:0 12px 34px rgba(22,48,76,.055);overflow:hidden}
.ltcs-panel{padding:29px 30px 34px}
.ltcs-steps{display:flex;gap:10px;flex-wrap:wrap;padding-bottom:24px;border-bottom:1px solid var(--ltcs-line);margin-bottom:25px}
.ltcs-steps span{font-size:11px;white-space:nowrap;font-weight:750;padding:7px 10px;background:#f0f6fa;color:#38617f;border-radius:30px}
.ltcs fieldset{padding:0;margin:0 0 19px;border:0;min-width:0}
.ltcs legend{font-size:15px;font-weight:800;color:var(--ltcs-navy);margin-bottom:12px;width:100%}
.ltcs-choice{cursor:pointer;display:flex!important;align-items:flex-start;gap:12px;border:1px solid var(--ltcs-line);padding:15px 16px;border-radius:12px;margin-bottom:10px;background:#fff;transition:border-color .15s,background .15s}
.ltcs-choice:has(input:checked){background:#f0f7fa;border-color:#91b4c5}
.ltcs-choice input{margin-top:5px!important;flex:0 0 auto;accent-color:var(--ltcs-navy)}
.ltcs-choice strong{color:var(--ltcs-navy);font-size:15px;display:block}
.ltcs-choice small{display:block;font-size:12px;color:var(--ltcs-muted);margin-top:3px;line-height:1.55}
.ltcs-counter{display:flex;flex-wrap:wrap;gap:9px 18px;align-items:center;margin-top:24px!important}
.ltcs-counter legend{width:100%}
.ltcs-counter label{font-size:13px;color:var(--ltcs-text);display:flex;align-items:center;gap:8px}
.ltcs input[type=radio],.ltcs input[type=checkbox]{accent-color:#24516d}
.ltcs input[type=radio]{width:16px;height:16px}
.ltcs input[type=checkbox]{width:17px;height:17px;flex:0 0 auto;margin-top:3px!important}
.ltcs-grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.ltcs-field{margin:13px 0 17px;min-width:0}
.ltcs-field label{display:block;font-weight:730;font-size:13px;margin-bottom:7px;color:var(--ltcs-navy)}
.ltcs-field input,.ltcs-field textarea{display:block;width:100%;max-width:100%;border:1px solid #cbdbe5!important;border-radius:9px!important;background:white!important;color:var(--ltcs-text)!important;font-size:14px!important;min-height:46px!important;padding:10px 13px!important;box-shadow:none!important;outline:none;transition:border-color .2s,box-shadow .2s}
.ltcs-field textarea{resize:vertical;min-height:83px!important}
.ltcs-field input:focus,.ltcs-field textarea:focus{border-color:#4180a9!important;box-shadow:0 0 0 3px rgba(65,128,169,.13)!important}
.ltcs-field small{display:block;color:var(--ltcs-muted);font-size:11px;margin-top:6px}
.ltcs-required{color:#d3594a}
.ltcs-separator{height:1px;border:none!important;background:var(--ltcs-line);margin:23px 0}
.ltcs-form h3{font-size:19px;color:var(--ltcs-navy);margin:8px 0 12px;font-weight:800}
.ltcs-info{background:#f6f8fc;border-left:3px solid #6f97b0;padding:13px 16px;border-radius:6px;font-size:12px;color:#405670;margin:0 0 17px}
.ltcs-check{display:flex;align-items:flex-start;gap:10px;font-size:12px;line-height:1.65;color:var(--ltcs-muted);margin:19px 0}
.ltcs-check a{color:#176293;text-decoration:underline}
.ltcs-submit{border:0!important;border-radius:10px!important;background:var(--ltcs-coral)!important;color:#fff!important;font-weight:800!important;font-size:14px!important;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:10px;min-height:55px;width:100%;padding:13px 20px!important;transition:background .2s}
.ltcs-submit:hover,.ltcs-submit:focus{background:#cf5c4e!important}
.ltcs-submit:disabled{opacity:.6;cursor:wait}
.ltcs-smallprint,.ltcs-tax{font-size:11px;color:var(--ltcs-muted);line-height:1.65;display:block;margin-top:14px}
.ltcs-response{font-size:13px;margin-top:14px;padding:14px 16px;border-radius:8px;line-height:1.6}
.ltcs-response--success{background:#ebf8f2;border:1px solid #a5d8c2;color:#1c6644}
.ltcs-response--error{background:#fff4ed;border:1px solid #e9bca7;color:#a14427}
.ltcs-complete-link{display:block;margin-top:10px;font-weight:800;color:#17654b;text-decoration:underline;font-size:15px}
.ltcs-summary{padding:29px 25px;position:sticky;top:30px;background:linear-gradient(180deg,#fbfcfe 0%,#fff 55%)}
.ltcs-summary-kicker{font-size:10px;letter-spacing:1.35px;color:#be6c5d;font-weight:800}
.ltcs-summary h3{font-size:23px;letter-spacing:-.02em;color:var(--ltcs-navy);margin:7px 0 22px;font-weight:800}
.ltcs-breakdown{border-top:1px solid var(--ltcs-line)}
.ltcs-row{border-bottom:1px solid var(--ltcs-line);display:flex;justify-content:space-between;gap:10px;padding:13px 0;font-size:13px;align-items:baseline}
.ltcs-row span{color:var(--ltcs-muted)}.ltcs-row strong{font-size:13px;white-space:nowrap;color:var(--ltcs-navy)}
.ltcs-total{display:flex;flex-direction:column;gap:4px;padding:23px 0 6px}
.ltcs-total>span{font-size:12px;color:var(--ltcs-muted)}
.ltcs-total>strong{font-size:clamp(28px,3vw,37px);font-weight:850;color:var(--ltcs-navy);letter-spacing:-1px;line-height:1.2}
.ltcs-divider{background:var(--ltcs-line);height:1px;margin:24px 0 20px}
.ltcs-benefit{display:flex;align-items:center;gap:8px;color:#354f65;font-size:12px;margin:9px 0}
.ltcs-dot{background:#e5f3ee;border-radius:100%;color:#1d7c57;font-weight:800;width:20px;height:20px;display:inline-flex;align-items:center;justify-content:center}
.ltcs-mininote{font-size:11px;color:var(--ltcs-muted);line-height:1.7;margin:20px 0}
.ltcs-verification{display:flex;justify-content:space-between;color:#265b80;font-weight:750;text-decoration:none;font-size:12px;border-top:1px solid var(--ltcs-line);padding-top:16px}
.ltcs [hidden]{display:none!important}.ltcs-trap{position:absolute!important;left:-10000px!important;opacity:0!important}
@media(max-width:900px){.ltcs-layout{grid-template-columns:minmax(0,1fr)}.ltcs-summary{position:static}.ltcs-heading{padding:20px 10px 24px}}
@media(max-width:570px){.ltcs{margin:12px auto 35px}.ltcs-panel,.ltcs-summary{padding:22px 17px;border-radius:14px}.ltcs-grid2{grid-template-columns:1fr;gap:0}.ltcs-heading p{font-size:14px}.ltcs-steps{gap:5px}.ltcs-steps span{font-size:10px;padding:5px 8px}.ltcs-choice{padding:13px}.ltcs-counter{align-items:flex-start;flex-direction:column}.ltcs-total>strong{font-size:33px}}